Baby Step 2: Update 4

Jason has been hard at work and he received a slight pay raise recently so we are paying down on our debt more and more each month! Today I was able to pay off another credit card!! This only leaves us with three major debts until we are debt free!! With hard work and determination we could have the next two debts paid off over the next two months. Then we can focus on paying off our van (which will be a big relief because I'd like to start saving to trade it in and pay cash for a different vehicle with all the problems it has been having recently).


I want to add that we are blessed to have so many friends here in Texas that understand and live a frugal life making it easy for us to follow their great examples! We try to keep our fun/entertainment free or cheap, our grocery shopping as minimal as possible, working out free or cheap, and our friends help find good deals on clothes, shoes and extras for the family so we don't have to pay full price. Surrounding yourself with people that set good examples with their money has made us work harder to live a similar life!


Here is a look at what we've paid off so far. 

-Reliance Urgent Care: $151.34 PAID OFF 1/1/2011
-Sam's Club Credit Card: $809.44 PAID OFF 1/15/2011 & 2/15/2012
-Mercy Medical: $934.90 PAID OFF 2/28/2011
-My Parents: $2725.00 PAID OFF 2/28/2011
-Sister & Brother in law: $4,260.00 PAID OFF 1/12/2012
-Capitol One Credit Card: $450.00 PAID OFF 2/15/2012
-Dr. Ramos: $143.50 PAID OFF 2/23/2012 
-Lab Test Services: $182.00 PAID OFF 2/23/2012 
-Midland Memorial Hospital: $250.00 PAID OFF 2/23/2012
-Misc. Dr. Bills: $300.00 PAID OFF 2/23/2012 
-NM Back Taxes: $460.50 PAID OFF 2/23/2012 
-Revised Mortgage: $1460.00 PAID OFF 2/23/2012
-Odessa Regional: $4500.00 PAID OFF 2/23/2012
-Barclay Credit: $4000.00 PAID OFF 4/16/2012


WOW THAT IS A LOT OF DEBT!! And to think of all the debt we've paid over the last 7 years we've been married. Oh what a relief it will be to live debt free!!


Here is what we will be focusing on paying off now (with updated payoff amounts):


1-American General: $3,541.56
2-Wells Fargo Credit: $4,741.53
3-Chrysler Financial: $18,410.01